Required Documents

folders

Past two (2) years W-2 statements
Pay Stubs covering the last (30) thirty days
Two most recent monthly bank statements
Most recent quarterly or two months statements for 401K, IRA or Mutual Fund Accounts.
Photocopies of any stocks or certificates of deposits
Copy of the purchase and sale agreement
If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
If divorced…a fully executed divorce decree
For a refinance...a copy of most recent mortgage statement and most recent home owners insurance and property tax bills.
A letter of explanation for any known credit problems
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate:
Two (2) years signed personal tax returns - including all schedules
If self-employed through a corporation, last two years corporate returns as well as a year-to-date profit and loss statement and balance sheet

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.